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AI Consumer Compliance
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United States

North America · Proposed · Maturity 55/100 · Last reviewed 2 weeks ago

Sectoral federal rules, state laws (Colorado, California, etc.), and NIST guidance — no single national AI law yet.

Overview

The United States regulates AI primarily through existing sectoral laws (civil rights, consumer protection, health, finance) plus newer state laws and voluntary federal frameworks such as the NIST AI Risk Management Framework. Several federal executive orders and agency actions set expectations for AI safety, transparency, and non-discrimination. State-level laws increasingly address automated decision-making and consumer notice.

What this means for you

Consumers may encounter AI disclosure requirements that vary by state and industry. California, Colorado, Illinois, and New York have laws touching on automated decision-making, biometrics, or hiring AI. Federal agencies (FTC, EEOC, CFPB, HHS) enforce existing laws against AI-driven harms.

Laws & frameworks

  • Colorado AI Act

    First comprehensive US state AI law targeting consequential decisions; effective in 2026.

    Enacted · Law

  • NIST AI RMF

    Voluntary US framework for managing AI risks across the life cycle (Govern, Map, Measure, Manage).

    Guidance · Framework

  • NYC AEDT Law

    Requires independent bias audits and candidate notice for automated employment decision tools used in NYC.

    Enacted · Law

  • CCPA/CPRA ADMT

    California is issuing regulations on automated decision-making technology under the CCPA/CPRA.

    Enacted · Law

  • Illinois AIVIA

    Notice, consent, and deletion requirements when AI analyzes job-interview videos in Illinois.

    Enacted · Law

Timeline

  1. 2023-01

    NIST releases AI Risk Management Framework 1.0

  2. 2023-10

    Executive Order 14110 on Safe, Secure, and Trustworthy AI issued

  3. 2024-05

    Colorado passes the first comprehensive US state AI law

  4. 2025-01

    Federal policy direction under revision

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