Insurance
High risk sector
AI in underwriting, pricing, and claims is regulated through state insurance laws, model governance, and anti-discrimination rules.
What this means for you
AI may set your premium or deny your claim. Most US states require insurers to avoid unfair discrimination and provide adverse-action-style disclosures.
Relevant laws & frameworks
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EU AI Act
The world's first comprehensive horizontal AI law, imposing risk-based obligations across the EU.
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Colorado AI Act
First comprehensive US state AI law targeting consequential decisions; effective in 2026.
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UK GDPR Art. 22
Rights regarding solely automated decisions with legal or similarly significant effects.
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CCPA/CPRA ADMT
California is issuing regulations on automated decision-making technology under the CCPA/CPRA.
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